I have savings for my daughter and myself - unsure what to do with it!

2021.11.29 18:05 behappy_dontworry I have savings for my daughter and myself - unsure what to do with it!

Hello! Stupid person here lol! But no seriously, please make your replies ELI5 level, I really struggle with grasping accounting/finance concepts. I’m good at saving money but I’m not great at knowing what to do with it! Anyways, I had my daughter in July this year and I have about 15k that I have saved up for her. I would also like to start putting her monthly CCB in there too. Right now the money is in a TD epremiums tax free savings account that gives me 0.10% month return (like 1.50$ a month) which isn’t much but I think is higher than a TFSA? I’m just wondering: should I be doing something else with this money? Maybe an RESP? So from my understanding an RESP is a tax free savings account for education and the government contributes too? But money must only be used for education? And is the money I would be making on an RESP going to be more than an epremiums return? And another stupid question but what if my daughter ends up taking a 2 year educational course for example and not using all of the money what would happen then?
Additionally, I have about 50k in personal savings also sitting in a TD epremiums account making peanuts (4$ a month) - is there a better account for this? Should I sit down with a bank investor and look at investing this money to make money? I truly have no experience and VERY limited knowledge about accounting and banking. I feel stressed about handing my money over for someone to invest when I know so little. But I feel like my money is just sitting there and there is more I can do with it, I just don’t know what haha. Any suggestions?
submitted by behappy_dontworry to PersonalFinanceCanada [link] [comments]


2021.11.29 18:05 idekman100 My post experiment

I made a post days ago that was “Pro-Mining” and all I got were angry replies and hate. I waited for days and made an “Anti-mining” post and all I got was pro mining comments and even more so, aggressive hate. So my conclusion is, many of the people here are indecisive and just want to argue.
submitted by idekman100 to pcmasterrace [link] [comments]


2021.11.29 18:05 WrikzYT Cross platform

Hey so I know that Xbox Game Pass PC Surgeon Simulator 2 and xbox ss2 is not cross platform together but xbox released a cloud gaming, would that cloud gaming be cross play to xbox ?
submitted by WrikzYT to XboxGamePass [link] [comments]


2021.11.29 18:05 Nervous-Resolution-8 Ballon d'Or

Ballon d'Or submitted by Nervous-Resolution-8 to meme [link] [comments]


2021.11.29 18:05 ThatMessy1 Percybeth... hate? [PJO] &[HoO]

I'm a huge fan of both Percy and Annabeth.
However, I think they read as different maturities despite being the same age. I think they became a thing because they knew each other well (from the adventures), if Percy had been with (Reyna, Hazel, Rachel, Piper, etc) he would be in love with them.
She would (despite its problems) be into an older boy, like Luke.
submitted by ThatMessy1 to camphalfblood [link] [comments]


2021.11.29 18:05 bot_painani Llama INE a participar en la Consulta Infantil y Juvenil en últimos dos días

Llama INE a participar en la Consulta Infantil y Juvenil en últimos dos días submitted by bot_painani to Mexico_News [link] [comments]


2021.11.29 18:05 scottfuller567 Deji lost a fight because he ate mini cheddars

My mate reckons deji lost a fight because he ate loads of mini cheddars before a fight does anyone have a clip of who said it ? If it even is true ? Thanks I. Advanced !
submitted by scottfuller567 to ksi [link] [comments]


2021.11.29 18:05 Hyperspace2001 [Need for Speed Heat] Platinum #51 picked this one up on sale, gotta say it's better than expected

[Need for Speed Heat] Platinum #51 picked this one up on sale, gotta say it's better than expected submitted by Hyperspace2001 to Trophies [link] [comments]


2021.11.29 18:05 isitpossible55 Wish have a friend to talk!

submitted by isitpossible55 to sixwordstories [link] [comments]


2021.11.29 18:05 No_Duck245 KDA transfer

This exchange has lost all credibility. They claimed to be updating the KDA wallet on the 13th of November. Here we are 17 days later, and my coins can’t be withdrawn. The admins on telegram are utterly useless, support doesn’t respond, and their twitter account is already filled to the brim with complaints.
Kucoin is at this stage nothing but a cesspool of crime, manipulation, and the worst pump and dumps on any new listing.
With all the shady shit they do daily, it’s no wonder it’s rated as one of the worst exchanges out there. They don’t support half of the countries in the world when it comes to KYC. Most likely because they would have to clean up their act if they wanted to be allowed. However; even knowing half of their customer base can’t be KYC’ed doesn’t stop the fact that they are constantly promoting events that - for whatever reason requires a full KYC.
I am not here to moan about it. But these are the reasons why I just want to withdraw my coins. And I’m not able to due to their incompetence.
Dear kucoin, let me grab my kda, BNB and leave so you can scam people out of their money with your predatory behavior.
submitted by No_Duck245 to kucoin [link] [comments]


2021.11.29 18:05 QueenOfTheBlaze He woke up directly after I took this..I had to tho.

He woke up directly after I took this..I had to tho. submitted by QueenOfTheBlaze to babies [link] [comments]


2021.11.29 18:05 DexMexCreeps Can I copy my old hard drive to a new & bigger one?

I want to change my internal hard drive to a 500gb to 1tb internal hard drive. I've already installed everything (homebrew) and also got a lot of ps1 games on it. I really don't wanna do all of this again. Can I just copy the old hard drive onto the new one and put it in? Or won't that work? Sounds to me like it should work
submitted by DexMexCreeps to ps3hacks [link] [comments]


2021.11.29 18:05 SkiesTheDarkBoy [A3] [US] [Recruiting] [Semi-Serious] 99th Crusader Army (10-20 per op showup) (All Ages Welcome)

[A3] [US] [Recruiting] [Semi-Serious] 99th Crusader Army (10-20 per op showup) (All Ages Welcome) submitted by SkiesTheDarkBoy to FindAUnit [link] [comments]


2021.11.29 18:05 bot_painani Llama INE a participar en la Consulta Infantil y Juvenil en últimos dos días

Llama INE a participar en la Consulta Infantil y Juvenil en últimos dos días submitted by bot_painani to mexico_politics [link] [comments]


2021.11.29 18:05 zen_superb Everyone Welcome! Discover Visible Wireless! Join Visible and get your first month for $5! Use My Friend code 3bTwbz Thanks!

.
You’re invited to Discover and Try Visible! Watch You will save money!
Let’s get you Started! Your 1st Month for $5! Sign up here!
https://www.visible.com/get/3bTwbz
Then sign up for Visible Party Pay and continue to save!
.
submitted by zen_superb to visiblereferralcodes [link] [comments]


2021.11.29 18:05 IpadWriter Surfshark VPN is on sale

Hi Admins,
Do you use VPN for personal or work use?
What are the benefits of using VPN really?
I saw Cyber Monday deals and considering trying one.
Thanks
submitted by IpadWriter to k12sysadmin [link] [comments]


2021.11.29 18:05 zoyaabean The clouds almost look like a glacier

The clouds almost look like a glacier submitted by zoyaabean to SkiesFromAbove [link] [comments]


2021.11.29 18:05 AlphaMan111 3D models of Two Glasses with Whiskey and Scotch made in Blender 3D software..

3D models of Two Glasses with Whiskey and Scotch made in Blender 3D software.. submitted by AlphaMan111 to whisky [link] [comments]


2021.11.29 18:05 TheRuma11 LF Cresselia Touch Trade FT Palkia TT

Would save me some time if someone would help me out with this trade .
submitted by TheRuma11 to pokemontrades [link] [comments]


2021.11.29 18:05 ForevaSimming [LF] My Wishlist [FT] 2.0 DIYs, Bells, NMT, your wishlist

I'm looking for potted starter plant, stacked senmaizume barrels D.I.Y recipe, shopping carts, stack of shopping basket
I can trade for bells, NMT, and I have some cooking DIYs and new 2.0 D.I.Ys if you're looking for a certain one.
submitted by ForevaSimming to ACTrade [link] [comments]


2021.11.29 18:05 ineedahaircutbadly #Vikings placed CB Patrick Peterson on the COVID reserve list.

submitted by ineedahaircutbadly to fantasyfootball [link] [comments]


2021.11.29 18:05 kongwashere_ Always?

Always? submitted by kongwashere_ to gamingmemes [link] [comments]


2021.11.29 18:05 Evil-Zelda So Target has these 😧

So Target has these 😧 submitted by Evil-Zelda to pokemon [link] [comments]


2021.11.29 18:05 hyper4563 Ethernity Achieved 5000+ Holders for this great project

The idea of Ethernity CLOUD is really good and it can really be achieved. nice project with strong fundamentals not only the idea is great but also the team is very competent don't miss your chance to earn profit from a great project. I saw they have achieved more than 5000 customers with 3.5 million dollars. it's a piece of big news for everyone. Buy now before listing at this cheap price.
submitted by hyper4563 to EthernityCloud [link] [comments]


2021.11.29 18:05 High-Def-Zebra-Doc Dogurai in 53 Seconds

submitted by High-Def-Zebra-Doc to nintendo [link] [comments]


http://makuracapsulehotel.ru